Privacy Policy

Glinxx ("we", "us", "our") is committed to protecting your personal data in accordance with the General Data Protection Regulation (GDPR) and applicable EU data protection law.

1. Data Controller

The data controller responsible for your personal information is Glinxx, located at 15 Rue de Camberley, 94370 Sucy-en-Brie, France. You may contact our Data Protection Officer at privacy@glinxx.com.

2. Information We Collect

We collect: Identity data: name, date of birth, nationality, ID number; Contact data: email, phone, postal address; Financial data: income, employment status, loan details; Technical data: IP address, browser type, device info, usage analytics

4. Legal Basis for Processing

We process your data based on: (a) performance of a contract when you apply for a loan; (b) compliance with legal obligations; (c) legitimate interests for fraud prevention and service improvement; and (d) your consent for marketing communications, which you may withdraw at any time.

3. How We Use Your Data

Processing and assessing loan applications · Communicating with you about your application or account · Complying with legal and regulatory obligations (KYC, AML) · Improving our services and website functionality · Preventing fraud and ensuring security

5. Data Sharing

We do not sell your personal information. We may share data with: credit reference agencies for assessment purposes; regulated payment processors; legal authorities when required by law; and service providers who assist our operations under strict contractual data protection obligations.

9. Data Retention

We retain personal data for the duration of our business relationship plus the period required by applicable law (typically 5–10 years for financial records). Contact form submissions are retained for 2 years. You may request earlier deletion where not prohibited by regulatory requirements.

7. Your Rights Under GDPR

You have the right to: To exercise these rights, contact privacy@glinxx.com. We respond within 30 days.

8. Cookies

We use essential cookies for site functionality, analytics cookies to understand usage (only with consent), and marketing cookies for advertising (only with consent). You can manage preferences via our cookie banner or your browser settings. Essential cookies cannot be disabled as they are necessary for the site to function.

6. Data Security

We implement robust security measures including 256-bit TLS encryption for data in transit, encrypted storage at rest, regular penetration testing, access controls with multi-factor authentication, and continuous monitoring. Our infrastructure is hosted within the European Union.

11. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be communicated via email and a notice on our website. The date at the top indicates the latest revision. We encourage you to review this page regularly.