Get the funding you need.
In 24 hours.
Personal, business & home loans from 3.9% APR. No hidden fees. No paperwork maze. Just fast, fair funding.
Monthly Payment
Representative · 5.9% p.a. APR
No impact on your credit score
€500+
Funded
—+
Clients
94%%
Approval rate
—+
Years operating
Why people choose Glinxx
Why people choose Glinxx
Personal, business & home loans from 3.9% APR. No hidden fees. No paperwork maze. Just fast, fair funding.
Fast Approval
AI-powered decisions in under 2 hours with minimal documentation.
Competitive Rates
From 3.9% APR with terms up to 84 months — save thousands.
Secure Process
256-bit SSL encryption and multi-layer security protect your data.
Flexible Terms
Choose from 12–84 month repayment options that fit your budget.
No Hidden Fees
All costs disclosed upfront — what you see is what you pay.
Expert Support
Dedicated specialists available 24/7 to guide you through every step.
Products
Our funding solutions
Personal Loans
Fast unsecured funding for life's big moments — up to €50,000.
Business Loans
Grow your enterprise with flexible working capital — up to €500,000.
Home Loans
Competitive mortgage rates to get you into your dream property.
Process
Three steps. That's it.
Three steps from application to funds in your account.
Apply online
Complete our 3-minute application with instant pre-qualification and no impact on your financial score.
Get approved
Our AI reviews over 1000 data points for instant decisions — most approvals in under 2 hours.
Receive funds
Funds deposited directly to your account as quickly as the same day with our express funding option.
Plan ahead
Calculate payments
No obligation. No credit score impact. A decision in 24 hours.
Loan Type
Monthly Payment
Representative example — indicative only
No credit score impact · Decision in 24 hours
FAQ
Common questions
Most applications receive a decision within 24–48 business hours. Emergency loans can be approved within 2–4 hours.
A valid government-issued ID, 3 months bank statements, recent payslips or proof of income, and proof of address (utility bill or similar).
We assess applications holistically — income stability, employment history, and repayment capacity all matter. There is no fixed minimum score.
Yes. Early repayment is permitted at any time without penalty on most products. Check your specific loan agreement for any applicable fees.
Rates are personalised based on loan amount, term, employment type, and credit profile. Representative APRs range from 3.9% to 29.9%.
Ready to move forward?
No obligation. No credit score impact. A decision in 24 hours.
No credit score impact · Decision in 24 hours · EU regulated